The Most Frequently asked questions
about Bankruptcy

 

Click on the Underlined topics below for answers to your questions
or e-mail us for more details and other questions!

 

Questions regarding your vehicle:

Can I stop them from taking my vehicle if I am behind on the payments?
They just repossessed my vehicle, can I get it back?
They just repossessed my vehicle, will I still owe money?
Can I keep my car or other property?

What can I keep?

I want to keep my house and I am behind in my house payments, what options do I have?


Can I keep my retirement plan?

They just took my bank account, what can I do?

Tax Questions:

I have not filed all my Income Tax Returns with the IRS, how can I protect my paycheck, bank accounts, and other property from the IRS taking them?
I used my credit card to pay my taxes, can I still get rid of tax debt?

Creditors, Bill Collectors, Paycheck garnishment:

How can I stop harassing phone calls and letters from Bill Collectors?
Some of my creditors have obtained Court Judgments against me, can I still get rid of those bills?
My pay check is garnished, what can I do?
I owe back Child Support, can I stop the County from taking half my paycheck, tax refunds and bank accounts?

 

Loans:

 

I need help with my Student Loans, what options do I have?
Can I be denied a student loan because I or my parents filed Bankruptcy?

 

Misc. Questions:

 

What happens to my credit when I file Bankruptcy?
Can I be fired or denied employment because of Bankruptcy?
Can I use a paralegal or typing service to file Bankruptcy?
All I need is some time to get things in order, can you "buy" me some time?
When can I file again?
I have a co-signer and do not want them harassed, how can I make sure my co-signer is protected?

 

WE CAN HELP!
If you're sick with worry over your mounting debts,
the DEBT DOCTORS will prescribe a cure...
Payment Plan available
Get a Fresh Healthy Start Today!

 

The Debt Doctors
Rodney M. Kleman, Attorney at Law
Over 30 years experience

 

 

Monterey
831-649-0200
400 Camino El Estero
Monterey, CA 93940

 

Salinas

831-771-1550

10 S. Filice Suite 5

Salinas, CA 93905

 

Watsonville

831-761-3434

1100 Main Suite B

Watsonville, CA  95076

 

©2009 Rodney M. Kleman Law Offices